Please sign in to access member exclusive content. } Reference Information, National Lightning Safety Institute The cumulative value of claims caused by lightning rose 1.2 percent between 2018 and 2019 and 0.4 percent from 2017-2019. “It’s not surprising that lightning-related homeowners insurance claims costs have risen,” said James Lynch, chief actuary and senior vice president of Research and Education at the Triple-I. .td70 { width: 70px; The average annual damage in non-residential properties includes: Source: National Fire Protection Association. Home fires accounted for 19 percent of the lightning fires, fires in non-residential structures, including businesses and other non-residential properties, accounted for 7 percent; vehicle fires accounted for 1 percent. From 2010 to 2019 on average 26 people died each year from lightning strikes in the United States. var timers = new Array(); (1) Includes the 50 states, Puerto Rico, Guam and the Virgin Islands. Home Us » Country Year(s) Fatalities .td225 { } Lightning fires in non-residential properties caused an average of $108 million in direct property damage each year from 2007 to 2011, according to the survey. For more information on lightning, please see The Lightning Protection Institute. For more information on lightning claims and payouts, see the Homeowners Claims section. The remaining 73 percent were in outdoor and unclassified properties. Men account for about 80 percent of lightning deaths in the United States and almost all occur outside. } }, About NLSI lightning deaths in many regions of the world. timers[i] = setTimeout("$('.hrow"+i+"').hide()", 250); } Annual lightning deaths and deaths per million people for r egions of countries, and references. if (timers[i]) clearTimeout(timers[i]); In 2019 there were 20 direct lightning fatalities, compared with 21 in 2018, according to the National Weather Service. } Providing expert training and consulting for lightning Kabare, the Democratic Republic of the Congo. problems. National Lightning Safety Institute provides objective consulting, education, training, videos, … Florida and Texas were tied for the most lightning deaths in 2019 with three deaths, followed by two in Alabama, Pennsylvania and Ohio according to statistics from National Weather Service. Contact Out of the top 500 lightning spots in the world, Africa … Source: U.S. Department of Commerce, National Oceanic and Atmospheric Administration, National Weather Service. North Dakota, Colorado, Kansas, Indiana, Kentucky, Virginia, North Carolina and South Carolina each reported one lightning death. More than $900 million in lightning claims were paid out in 2019 to nearly 77,000 policyholders. .td150 { These fires caused an average of nine civilian deaths and $451 million in direct property damage per year, according to the NFPA. function setT(i) { Personal Lightning In 2019 there were 20 direct lightning fatalities, compared with 21 in 2018, according to the National Weather Service. } The Top 5 Countries with the Most Deaths by Lightning (per capita) text-align: right; white-space:nowrap; Deaths in parentheses are estimated from partial datasets. The number of homeowners insurance claims from lightning strikes in the United States fell in 2019, but the average cost that insurers paid on those claims has increased by 11 percent between 2017 and 2019, according to the Insurance Information Institute (Triple-I). vertical-align: middle; text-align: right; width: 225px; From 2007 to 2011 (latest data available) local U.S. fire departments responded to an average of 22,600 fires per year that were started by lighting, according to an analysis by the National Fire Protection Association (NFPA). The underlying basis for this study is that a rate of less than 0.3 deaths per million people applies to Florida is considered the “lightning capital” of the country, with more than 2,000 lightning injuries over the past 50 years. .td180 { *Due to rounding, percentages may not add up to 100 percent. “Homes are more susceptible to lightning damage because electronic systems have become more interconnected – think Smart Homes – which have an easy gateway to much of a home’s electronic network, damaging scores of devices and appliances at once.” Lynch added the average cost per claim rose 2.6 percent from 2018 to 2019. width: 40px; text-align: right; », Showing latest available data. Homeowners Insurance Claims And Payout For Lightning Losses, 2017-2019, Top 10 States For Homeowners Insurance Lightning Losses By Number Of Claims, 2019, 2018 Convective Weather Events, Fatalities, Injuries And Damage (1), Lightning fires in residential vs. non-residential properties, Fires Started By Lightning By Type Of Structure, 2007-2011 (1), $22 million in places of assembly, such as houses of worship and restaurants, $19 million in nonhome residential properties such as hotels and motels, $15 million in mercantile and business properties such as offices, specialty shops and department stores, $15 million in industrial and manufacturing facilities, $3 million in educational and healthcare facilities. Incidents Holle and López (2003) made an assessment of the worldwide impact of lightning, and concluded that 24,000 deaths and 240,000 injuries occur per year. function clearT(i) { All Rights Reserved. © Copyright 2020, Insurance Information Institute, Inc. 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